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How Peer-to-Peer Lending Works in DeFi - bitcoindecentral.shopBitcoin Peer-to-Peer Lending Sites. Loan sites are fairly common on the fiat world, with the most popular ones closed for new investors due to high demand. CoinLoan is the first peer to peer crypto lending platform on the market. Being a licensed financial institution, CoinLoan offers their crypto lending services. Traditional peer-to-peer lending can be defined as the exchange of fiat currencies without an intermediary. For example, the pound sterling (GBP), the euro (EUR).